Key Voluntary Benefits
Benefits for Employees that Benefit Employers. Plans designed to focus on the Physical and Fiscal health of your employees.
Employee Benefits matter as a key part of the employee compensation package.
Did You Know: SHRM’s annual study consistently reports 90% of employers state healthcare is an extremely important employee benefit that helps get and retain good talent while improving employee productivity and engagement.
Employee Benefits
KEY VOLUNTARY BENEFITS OFFERS THE WHOLE PACKAGE!
Filling the Gaps
Employer-provided benefit packages can’t possibly cover the full scope of needs for each and every employee, making it important for employers to include a menu of additional benefits to round out their offerings.
The quality plan options through Key Voluntary plans include an entire menu of coverage to fill the gaps.
Key Voluntary Dental
Your oral health is the gateway to your entire general health. Promoting good dental health as part of your menu of employee benefits will go a long way to protecting their health – and their smiles!
Key Voluntary Vision
Taking care of your vision is crucial for maintaining overall health and quality of life.
Vision insurance coverage can support you to keep your eyes healthy and your vision clear. Regular eye exams are an important part of your overall health to detect early onset of eye diseases (glaucoma, cataracts, diabetic retinopathy) when they are more treatable.
Key Voluntary Disability Income Protection
Peace of mind so you can focus on your health.
The ability to earn an income is one of the most valuable assets for every working American!
Disability Income Protection is designed to provide a level of income replacement for the times employees are unable to work due to a non-work-related sickness or injury. This benefit removes their financial worries during those times they are away from work to focus on what matters most – getting better.
Key Voluntary
Life Insurance
Protection for when the time comes.
Life Insurance eases the financial burden and worry off your loved ones when you’re no longer there to provide for them. We understand there are hesitations to buying life insurance, as the topic of the need for life insurance is difficult for many to talk about, and there are concerns about being able to afford the premiums for this much-needed protection.
The Key Group Voluntary Life Insurance Plans are a great way for employees to access coverage for themselves and their families at a cost they can afford through easy payroll deductions. Coverage is guaranteed and can vary with certain group qualifications.
Key Voluntary Gap Coverage
As employers work to control the costs of the major medical plans, out of pocket expenses continue to increase, making it more difficult for employees to afford to pay for the medical care they need.
Key Group Gap Coverage to the rescue! This is a powerful supplemental solution designed to ease the financial burden of rising healthcare costs. Filling the gaps in coverage left by high deductibles and out-of-pocket levels to pay additional benefits for eligible expenses, this results in more benefits with more affordable premiums. A win-win for Employers and Employees!
Key Voluntary Critical
Illness Insurance
Facing a first-time diagnosis of a critical illness is one of the most challenging situations a family or individual can face. The unknown journey ahead brings concerns and worry about medical treatments and the financial stress that comes in dealing with a serious health-related event.
With the one-time lump sum payment at first diagnosis, the Key Group Critical Illness Plan can provide financial assistance and peace of mind, at the time they need it most.
Key Voluntary
Accident Coverage
“We’re Looking out for You by Looking Ahead FOR you!”
Accidents can happen any time. It’s the nature of accidents to be indiscriminate and unexpected. They can also be financially devastating. Emergency room fees, doctor’s bills, deductibles and copays, and the financial stress of missed work due to a non-work-related injury can all take their toll. The Key Group Accident Insurance Plan can make sure you have the help you need, when you need it.
Key Voluntary Hospital
Indemnity Plan
Even the greatest medical insurance plans leave you with your share of the cost of your care through deductibles, copayments, and your out-of-pocket expense limits. In-patient hospital stays are the most expensive care you can receive.
The Key Group Hospital Indemnity Insurance Plan complements your existing medical coverage by easing the financial impacts of the cost of these hospital stays. This coverage provides you with a fixed daily benefit during eligible in-patient stays, helping to remove the stress of figuring out how to pay for these expenses. Your coverage could be available with no health questions or pre-existing limitations if you enroll through your employer as a newly-eligible applicant.